Chicago Northwest Suburbs, Barrington, Palatine, Arlington Heights real estate and homes for sale in Illinois, Cook, Lake and McHenry Counties, Suzanne & Liz Luby - The Luby Group, REALTOR® Chicago Northwest Suburbs, Barrington, Palatine, Arlington Heights real estate and homes for sale in Illinois, Cook, Lake and McHenry Counties, Suzanne & Liz Luby - NUMBER1EXPERT™ The Luby Group NUMBER1EXPERT(tm) for Chicago Northwest Suburbs, Barrington, Palatine, Arlington Heights,, Illinois real estate, luxury homes and new construction
View Contact Information for The Luby Group, Realtor(r) serving Chicago Northwest Suburbs, Barrington, Palatine, Arlington Heights,, IL in Cook County > Pop-Up Window
Click to Email The Luby Group, REALTOR(r) serving Chicago Northwest Suburbs, Barrington, Palatine, Arlington Heights,, IL in Cook County
Login
Site Map
The Luby Group, REALTOR®, real estate agent and broker for Chicago Northwest Suburbs, Barrington, Palatine, Arlington Heights, Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)







“We are very appreciative of the efforts you made"
"You were professional and conscientious and our house sold in 3 days!"
—Kathleen & Lou Wolf – Recent Home Sellers
Read Quote >
View All Quotes >


Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
Find Out More >
View All Offers >

All agents are NOT alike! Find out why we are top real estate experts. Call Suzanne & Liz Luby today.Suzanne: 847-922-7773Liz: 847-691-3150



Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
The Luby Group is one of The Top Selling Real Estate Experts™
Find Out More >
First Time Homebuyers: Chicago Northwest Suburbs, Barrington, Palatine, Arlington Heights, Illinois home buying, real estate listings, and homes for sale in Cook County, IL
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? REALTORS® Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Chicago Northwest Suburbs, Barrington, Palatine and Arlington Heights real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State:
Country:
Zip/Postal Code:
Phone:

About Your Move
When Are You Moving?
Where Are You Moving?

About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?

Additional Info
Please Enter More Details,
Along With Any Comments,
Concerns, Or Questions:
Send Latest Listings: What is this?
Send Latest News: What is this?

*Please note that fields marked with an asterisk are required.


Email Me With Confidence
Quick Response Guarantee >
I Guarantee Your Privacy >
Free & Without Obligation >


Real Estate Tips
Financing Your Home >Finicky Financiers

Buying an old house to fix up has an attraction for many people. If you can find a house with charm and character, a renovation may enable you to create just the living environment that you want. You should start with a good real estate agent to help you locate the right house and recommend lenders who make both acquisition and construction loans.

Financing a renovation is perhaps the most difficult part of the whole project, especially if the house needs extensive work. Few banks will make these loans to people who are not professional developers. You should prepare for your loan application by having a written proposal. It helps to have an engineer's report or architectural plans and to include estimates from contractors covering the costs and timetables for the work to be done. Your real estate agent can help you put together a market analysis of the neighborhood to show that you will not be over-improving the property compared with other homes in the area.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What is considered the primary factor distinguishing buyers of prestigious properties from the average home buyer?

A 
Financing doesn't worry these buyers; they often put down 40 percent or more or pay cash for a property
See More Real Estate Trivia >










Get Our Latest Listings Before Anyone Else!
As soon as we list another home for sale, We'll email you. You'll know first.
Name:
Email:

Coldwell Banker - Connecting your Utilities
Connect your utilities in minutes
Find Out More >
View All Affiliates >


Get the Latest Real Estate News, Hot Off the Presses!
If you are buying or selling a home, you need our eNewsletter.
Name:
Email:



The Luby Group, REALTOR®, real estate agent and broker for Chicago Northwest Suburbs, Barrington, Palatine, Arlington Heights, Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

The Luby Group - Suzanne & Liz Luby - IL Licensees
Coldwell Banker

303 E. Main Street, Suite 100
Barrington, IL 60010
Suzanne: 847-922-7773
Liz: 847-691-3150
Office: 847-277-2777
Fax: 847-382-4990
Luby@TheLubyGroup.com

Suzanne and Liz Luby begin each client relationship with a simple commitment to superior service. With more than twenty years of experience in the Barrington, Inverness and Chicago Northwest Suburban markets, Suzanne and Liz Luby offer home buyers and sellers expert real estate guidance based on the highest professional and ethical standards. The Lubys believe their business is about building lasting relationships through communication, trust, knowledge and expertise. Their team approach has consistently ranked them among the top 100 of Coldwell Bankers’ Chicagoland agents, and top 1% nationally.

CRSGRIABRSRESREALTORMLSEqual Housing


Coldwell Banker real estate and homes for sale in Chicago Northwest Suburbs, Barrington, Palatine, Arlington Heights, Illinois

Coldwell Banker real estate and homes for sale in Chicago Northwest Suburbs, Barrington, Palatine, Arlington Heights, Illinois

www.TheLubyGroup.com is brought to you by The Luby Group
NUMBER1EXPERT™ in real estate for Chicago Northwest Suburbs, Barrington, Palatine, Arlington Heights,, Illinois, luxury homes and new construction

Read My Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge




USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT™
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.



This Chicago Northwest Suburbs, Barrington, Palatine, Arlington Heights, Illinois web site is brought to you by The Luby Group, REALTOR®















Return to Top > Cook County luxury homes and new construction