Chicago Northwest Suburbs, Barrington, Palatine, Arlington Heights real estate and homes for sale in Illinois, Cook, Lake and McHenry Counties, Suzanne & Liz Luby - The Luby Group, REALTOR® Chicago Northwest Suburbs, Barrington, Palatine, Arlington Heights real estate and homes for sale in Illinois, Cook, Lake and McHenry Counties, Suzanne & Liz Luby - NUMBER1EXPERT™ The Luby Group NUMBER1EXPERT(tm) for Chicago Northwest Suburbs, Barrington, Palatine, Arlington Heights,, Illinois real estate, luxury homes and new construction
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The Luby Group, REALTOR®, real estate agent and broker for Chicago Northwest Suburbs, Barrington, Palatine, Arlington Heights, Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)







“There are not better agents to work with than Suzanne & Liz”
—Kevin Stallmo – Recent Home Seller & Buyer
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All agents are NOT alike! Find out why we are top real estate experts. Call Suzanne & Liz Luby today.Suzanne: 847-922-7773Liz: 847-691-3150



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Real Estate - Homes - NUMBER1EXPERTS Sell More!
The Luby Group is one of The Top Selling Real Estate Experts™
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Thinking About Selling Your Home Yourself?: Chicago Northwest Suburbs, Barrington, Palatine, Arlington Heights, Illinois home buying, real estate listings, and homes for sale in Cook County, IL
Welcome > For Sellers > Thinking About Selling Your Home Yourself? ...


There's More to Selling Your Home than a "For Sale" Sign In Your Front Yard: Beware. 

Even if a simple sign in your yard did produce a buyer knocking on your door, how will you handle the following questions: 

"How does your home compare to others like it in Chicago Northwest Suburbs, Barrington, Palatine and Arlington Heights?" 

"How did you determine the fair market value of this property?" 

"What about financing? Can you help?" 

"If I make an offer, who will draw up the paperwork?" 

"Why aren't you using a REALTOR®? Is there something wrong with the property?" 

"Since you aren't using a REALTOR®, we can take their fee right off the top, right?" 

Selling your home is one of the most important financial transactions you will make in your life. Don't take risks. Selling your home is nothing like selling a car. Every home is different, and every homebuyer wants to offer you as little as possible. How do you determine the real market value? 

Almost all homes are sold using a REALTOR®. As top real estate professionals, it is our job to help you negotiate with all those buyers who want something for nothing. Not to mention preparing your home for sale, marketing it locally in Chicago Northwest Suburbs, Barrington, Palatine and Arlington Heights and even nationally, and guiding you through the complex paperwork and pitfalls of escrow and closing. Make sure you are really ready to handle all of that before pounding that sign into your front yard. Errors can be extremely costly. 

Remember: Buyers want to offer you as close to nothing as possible! While that "For Sale By Owner" sign might sound like a good idea, it usually means a different thing to buyers: "Try to steal this one." 

If you must sell your own home, at least let us give you a sense of its true market value. Tell us a bit about your home, and We'll do a quick Comparative Market Analysis and let you know what we feel it is worth. We'll also describe, as experienced, top Chicago Northwest Suburbs, Barrington, Palatine and Arlington Heights REALTORS®, how we would market your property. This is free, with no strings attached. 

Don't price your home by yourself! It's our job to analyze the Chicago Northwest Suburbs, Barrington, Palatine and Arlington Heights market and determine the true value of your property. It's FREE and without obligation... 

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Real Estate Tips
First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Real Estate Trivia
Q 
What is the maximum interest you can deduct on your federal tax return to purchase or improve a first or second home?

A 
One of the greatest benefits of home ownership is the federal tax deduction for interest up to, but not exceeding, $1million.
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The Luby Group, REALTOR®, real estate agent and broker for Chicago Northwest Suburbs, Barrington, Palatine, Arlington Heights, Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

The Luby Group - Suzanne & Liz Luby - IL Licensees
Coldwell Banker

303 E. Main Street, Suite 100
Barrington, IL 60010
Suzanne: 847-922-7773
Liz: 847-691-3150
Office: 847-277-2777
Fax: 847-382-4990
Luby@TheLubyGroup.com

Suzanne and Liz Luby begin each client relationship with a simple commitment to superior service. With more than twenty years of experience in the Barrington, Inverness and Chicago Northwest Suburban markets, Suzanne and Liz Luby offer home buyers and sellers expert real estate guidance based on the highest professional and ethical standards. The Lubys believe their business is about building lasting relationships through communication, trust, knowledge and expertise. Their team approach has consistently ranked them among the top 100 of Coldwell Bankers’ Chicagoland agents, and top 1% nationally.

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