Chicago Northwest Suburbs, Barrington, Palatine, Arlington Heights real estate and homes for sale in Illinois, Cook, Lake and McHenry Counties, Suzanne & Liz Luby - The Luby Group, REALTOR® Chicago Northwest Suburbs, Barrington, Palatine, Arlington Heights real estate and homes for sale in Illinois, Cook, Lake and McHenry Counties, Suzanne & Liz Luby - NUMBER1EXPERT™ The Luby Group NUMBER1EXPERT(tm) for Chicago Northwest Suburbs, Barrington, Palatine, Arlington Heights,, Illinois real estate, luxury homes and new construction
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The Luby Group, REALTOR®, real estate agent and broker for Chicago Northwest Suburbs, Barrington, Palatine, Arlington Heights, Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)







"I couldn’t be happier with my new home.”
“Thank you for all of your leg work and guidance."
—Holly Stallmo – Recent Home Seller & Buyer
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All agents are NOT alike! Find out why we are top real estate experts. Call Suzanne & Liz Luby today.Suzanne: 847-922-7773Liz: 847-691-3150



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My Special Offers: Chicago Northwest Suburbs, Barrington, Palatine, Arlington Heights, Illinois home buying, real estate listings, and homes for sale in Cook County, IL
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Special Offers From Us To You! 

Just for you, we've assembled some Special Offers. Choose one or all! 

Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Real Estate Tips
First Time Buyers >Affording A Home

Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.

As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.

Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.

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Real Estate Trivia
Q 
What is arguably the world's strangest (and most dysfunctional) kitchen?

A 
In 1998 the Kemper Museum of Contemporary Art in Kansas City first displayed a kitchen made entirely of 40 million colored glass beads by artist Liza Lou of Topanga, California.
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The Luby Group, REALTOR®, real estate agent and broker for Chicago Northwest Suburbs, Barrington, Palatine, Arlington Heights, Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

The Luby Group - Suzanne & Liz Luby - IL Licensees
Coldwell Banker

303 E. Main Street, Suite 100
Barrington, IL 60010
Suzanne: 847-922-7773
Liz: 847-691-3150
Office: 847-277-2777
Fax: 847-382-4990
Luby@TheLubyGroup.com

Suzanne and Liz Luby begin each client relationship with a simple commitment to superior service. With more than twenty years of experience in the Barrington, Inverness and Chicago Northwest Suburban markets, Suzanne and Liz Luby offer home buyers and sellers expert real estate guidance based on the highest professional and ethical standards. The Lubys believe their business is about building lasting relationships through communication, trust, knowledge and expertise. Their team approach has consistently ranked them among the top 100 of Coldwell Bankers’ Chicagoland agents, and top 1% nationally.

CRSGRIABRSRESREALTORMLSEqual Housing


Coldwell Banker real estate and homes for sale in Chicago Northwest Suburbs, Barrington, Palatine, Arlington Heights, Illinois

Coldwell Banker real estate and homes for sale in Chicago Northwest Suburbs, Barrington, Palatine, Arlington Heights, Illinois

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